We serve Madison County, St. Clair County, Macoupin County, Bond County, Calhoun County, Jersey County, Clinton County, Montgomery County, Monroe County, Washington County, and Randolph County.

Contact Madison County Title Company and our team will help guide you through the next steps for your title search, title insurance, document recording, or closing needs.

Yes. We offer title insurance to help protect buyers, sellers, and lenders from covered title issues that may affect ownership or the lender’s interest in the property.

Title insurance protects a homeowner or lender against financial loss caused by title defects, liens, or other issues connected to the property’s ownership history. Property that has gone through multiple transfers may have hidden title issues that can affect the current homeowner or lender.

If you are purchasing a home with a loan, your lender will typically require a lender’s title insurance policy to protect the lender’s interest in the property. An owner’s title insurance policy is also important because it helps protect your ownership interest from covered title issues that may arise after closing.

The choice of title insurance company can be included as a contractual provision in the real estate contract. Buyers and sellers should review the contract terms and work with their real estate professionals to understand who is selecting the title company.

Yes. Our team examines property records, reviews ownership history, and prepares title commitments to help identify liens, judgments, taxes, or other matters that may need to be addressed before closing.

Yes. We assist with commercial projects, construction disbursing, 1031 exchanges, multi-county closings, land division approvals, and other commercial title needs.

A title is the right to or ownership of a specific parcel of real estate. The main rights included with real estate title are the right of possession, right of control, right of exclusion, right of enjoyment, and right of disposition.

A deed is the legal document that records the transfer of ownership from one person or entity to another. The deed is typically filed with the appropriate county records office.

A title defines the rights of ownership for a property, while the deed is the legal document that transfers ownership. In simple terms, title refers to ownership rights, and the deed is the written document used to transfer and record those rights.